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Loan Scheme Description

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General Loan


Under this scheme, loan assistance is available for various income generating activities such as Agriculture and Allied Activities, Small Business/Artisan & Traditional Occupation, Transport Sector & Service Sector and Technical & Professional Trades/Courses.


a)       Members of Backward Classes, as notified by Central Government/State Governments from time to time.

b)      Applicant’s annual family income should be less than Rs. 3.00 Lakh.  

Salient Features                             

Maximum loan limit                                            :        Rs. 15.00 Lakh (per beneficiary)

Pattern of Finance

(i)      NBCFDC Loan                                            :         85%

(ii)     Channel Partner/Beneficiary Share           :         15% 

Rate of Interest                                                                             

(i)     Loan upto Rs. 5.00 Lakh                            :         6% p.a.

(ii)     Loan above Rs.5.00 Lakh upto                 :         7% p.a.

Rs. 10.00 Lakh

(iii)    Loan above Rs.10.00 Lakh upto                :         8% p.a.

          Rs. 15.00 Lakh

Repayment Period

Loan is to be repaid in quarterly installments with maximum 8 years (including the moratorium period of six months on the recovery of principal).

                                       For more information contact Toll Free No.18001023399

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